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Find Health Insurance Solutions

Finding the right insurance can be overwhelming.

I get it. When searching for affordable insurance that will meet your needs, there are so many options available that it can make you worry if you are choosing the right one.

Let me be your helpful guide. I know the details and intricacies of each plan and once I learn your needs I can help steer you towards the perfect insurance plan for you.

States I’m Liscensed To Serve

Illinois

Iowa

Nebraska

Missouri

Maine

Arkansas

Insurance plans to meet your needs.

SELECT CATEGORIES TO SEE AVAILABLE OPTIONS

Medicare

Original Medicare covers 80% of medical expenses. Medicare supplements can help fill in the “gaps” that Original Medicare does not cover. A supplement can assist with copayments, coinsurance, and deductibles. This type of policy has a monthly premium paid to a private insurance company. Medicare supplements are offered by these companies:

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Wellmark Blue Cross Blue Shield

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Mutual Of Omaha

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Humana

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Sterling National Life

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Central States Idemnity

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United Healthcare Medicare Solutions

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Cigna

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Aetna

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Continental Life

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Medico

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Heartland National Life Insurance Company

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Guaranteed Trust Life

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Medica

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Medicare Advantage Plans

I offer Medicare Advantage Plans that offer an alternative to get your Part A and B coverage. These plans, sometimes call “Part C” or “MA Plans”, are offered through private companies that must follow the rules of Medicare. In the majority of cases, you’ll need to utilize in network providers on these plans. These plans also have a set limit for the out of pocket max each year on covered services. Medicare advantage plans offered by these companies:

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AARP Medicare Advantage

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Health Partners Unity Point

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MediGold Essential Care

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Aetna Medicare Advantage

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Humana Medicare Advantage

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Wellmark Medicare Advantage

Medicare advantage for Dual Special Needs plans offered by these companies:

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Aetna Medicare

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Humana

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United Healthcare

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Medicare Prescription Drug Plans

I offer numerous prescription drug plans that cover a wide range of prescription drugs. Each plan has a formulary that offers at least 2 drugs in the most commonly prescribed categories and classes. These plans do have a monthly premium. Those that are eligible for Medicare Part B must have a drug plan in place within 63 days of becoming eligible, or will have to pay a penalty as long as you have Medicare drug coverage. Medicare Prescription Drug Plans (PDP) offered by these companies:

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SilverScript - Aetna PDP

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Mutual Of Omaha

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Humana

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Well Care

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United Health Care

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Cigna

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Medicare Blue RX

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Short-Term Medical Plans

I offer short term or temporary medical insurance for those that have lost their current coverage or are outside of open enrollment period, typically running from November 1st to January 1st for the upcoming year. These policies for individuals and families can be in effect from 30 days to 3 years with easy cancellation. Short-term medical plans offered by these companies:

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National General

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United Health One

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Life Insurance

I offer life insurance to meet your family’s needs and partner with carriers that offer affordable coverage. The cost and need for life insurance varies depending on each person and life situation. I can guide you through the process to make sure your loved ones are protected. Life insurance plans offered by these companies:

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Guaranteed Trust Life

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Protective Life

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Banner Life

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Cincinatti Life

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Mutual Of Omaha

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Americas Financial Consultant AA

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American Continental

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Illinois Mutal

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Group Medical Insurance

I offer Group health insurance for employees or members of a company or organization. A group health insurance plan typically provides health insurance coverage to its members at a lower cost since the risk to health insurers is spread across the members of the group health plan. Group offerings can also include dental, vision, hearing, disability and life options. Group medical coverage offered by these companies:

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Wellmark Blue Cross Blue Shield

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United Healthcare

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Allstate Benefits (Allied)

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Health Partners Unity Point Health

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Aetna

Group Life offered by these companies:

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One America - American United

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Individual Medical Insurance

I offer individual medical insurance either independently or through Healthcare.gov. These plans are Affordable Care Act compliable and are full coverage plans that require no underwriting and are not susceptible to pre-existing conditions. Open enrollment typically falls between November 1st and December 31st, unless you qualify for a special enrollment period. These circumstances are typically a life changing event such as divorce, marriage, birth of a child, loss of employment, loss of Medicaid or Medicare. These enrollments must be executed within 60 days of loss of coverage. Individual Medical Insurance offered by these companies:

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Wellmark Blue Cross Blue Shield

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Farm Bureau (Administerd by Wellmark)

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Medica

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Dental Insurance

I offer dental benefits including preventative and comprehensive coverage at various levels to fit your needs. Vision coverage is also an additional option with most of the companies, as well as hearing discount programs. Dental Insurance offered by these companies:

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Delta Dental

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Ameritas

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Medico

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Travel Insurance

I offer a full-service approach to providing international medical insurance. This includes servicing vacationers, those working or living internationally for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence. To meet your needs, I have a comprehensive range of major medical, life, dental and disability products. Travel Insurance offered by these companies:

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